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Additionally, customers for this kind of strategy could have severe lawful or criminal backgrounds. It is essential to note that various carriers supply a series of issue ages on their guaranteed issue policies as low as age 40 or as high as age 80 - paying for a funeral with life insurance. Some will certainly additionally use higher stated value, as much as $40,000, and others will certainly allow for much better fatality benefit conditions by boosting the rate of interest with the return of costs or decreasing the variety of years till a full survivor benefit is readily available